10 Tips for Homeowner’s Insurance Costs Savings
When buying a Tampa home, the lender will require you to obtain homeowner’s insurance. During the hurricane season in Florida, it is vital that you get this done as soon as you place a property under contract. There are times when a hurricane warning comes, that insurance companies halt any new applications. This means that you may be ready to close on a home, but temporarily can’t get approve on a Tampa home insurance policy. As a homebuyer, there are ways to lower your home insurace costs:
1. Review the Comprehensive Loss Underwriting Exchange (CLUE) report on the property you’re interested in buying. CLUE reports detail the property’s claims history for the most recent five years, which insurers may use to deny coverage. Make the sale contingent on a home inspection to ensure that problems identified in the CLUE report have been repaired.
Posted on December 13, 2008. Data is believed to be reliable, but not guaranteed. Login for current updates.
Prepare For Hurricane Season Tampa Bay
Tampa homeowners, Tampa renters and Tampa businesses: Prepare for 2008 hurricane season
As several states recover from the destruction and loss of life caused by recent tornadoes, floods and wildfires, Floridians prepare for the Atlantic hurricane season, which begins today and runs through November.
Disaster preparedness for businesses should include:
- A solid emergency response plan. Business owners should designate a contact person to communicate with other employees, customers and vendors. Ask an out-of-state friend or family member to be your “post-disaster” point of contact – a person to call to provide information on your safety and whereabouts.
- Adequate insurance. Businesses should consider “business interruption insurance,” which helps cover operating costs during the post-disaster shutdown period. Flood insurance is essential. To find out more about the National Flood Insurance Program, visit the Web site at www.floodsmart.gov. Read more
Posted on June 1, 2008. Data is believed to be reliable, but not guaranteed. Login for current updates.
8 Quick Tips to Guide for Your Tampa Home Search
Are you looking for real estate in Tampa FL? If you are hopping different websites to find your next Tampa home, then you’ve finally found the one-stop resource here at eTampaRealEstate.com.Here are some quick hints to make it easier for you to find your next Tampa home.
8 Quick Tips to Guide for Your Tampa Home Search
1. Research before you look. Decide what features you most want to have in a home, what neighborhoods you prefer, and how much you’d be willing to spend each month for housing.
2. Be realistic. It’s OK to be picky, but don’t be unrealistic with your expectations. There’s no such thing as a perfect home. Use your list of priorities as a guide to evaluate each property.
3. Get your finances in order. Review your credit report and be sure you have enough money to cover your down payment and closing costs. Then, talk to a lender and get prequalified for a mortgage. This will save you the heartache later of falling in love with a house you can’t afford.
4. Don’t ask too many people for opinions. It will drive you crazy. Select one or two people to turn to if you feel you need a second opinion, but be ready to make the final decision on your own. Read more
Posted on May 20, 2008. Data is believed to be reliable, but not guaranteed. Login for current updates.
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