Statistics show that 82% of the Buyers are looking online first before they hire a Real Estate Agent, just like you.  This is the reason why we offer cash rebate incentives back to you. Get up to $10,000 from our Cash Rebate, Get Up to $20,000 from the Seller towards your closing costs or Get up to $50,000 from hidden Builder incentives.

Would you like to go on a cruise or on a vacation?  Put a down payment on your next home or perhaps do some home remodeling? Or would you rather give away extra money to your Real Estate Agent?  We charge significantly less and yet still provide full-service representation with an aggressive internet exposure and local marketing campaigns.

Are Home Warranties Worth It When Selling a Home?

A home warranty pays repair or replacement costs for the mechanical systems and built-in appliances that break down in a home. Warranties can be purchased by either the buyer or seller. When the seller is paying for the warranty, it is usually paid for and goes into effect at closing. The coverage period is normally one year.

There are a lot of companies offering home warranties and coverage of individual policies can vary widely. Usually, central heating and air conditioning systems, electrical, plumbing and major appliances are covered. It’s important that you read the policy closely and understand what is and is not covered.  The cost for a one year home warranty typically runs between $300 and $500, depending on the size of the home and the specific types of coverage.  In addition to the policy premium, there is normally a deductible of $50 - $75 to pay when making a repair claim.   Read the story »

Selling a Tampa Home and Buying Another?

So you are thinking of selling your home but want to ensure that you will have somewhere to move to afterwards? Not too long ago, you could sell your old Tampa home and buy the new one on the same day. Given that the Tampa real estate market has changed from that time three years ago, here are some things to keep in mind as you negotiate the sale of one house with the purchase of another.

Time it right
Fall and spring are the best times for homes to move and you want to consider the season of the year when buying and selling. And if the closing dates aren’t going to coincide, a gap – rather than two mortgages – is the better. It’s easier and usually cheaper to find temporary housing than juggle two mortgages.

Selling First

• Selling your home before buying a new one minimizes financial hazards. Even if you have to find temporary housing, it’s generally cheaper than two mortgages.
• Get an appraisal first thing off the bat. That way you’ll have a good idea how the sale of your home will affect your purchasing power on the new one.  This will help keep you from over extending your mortgage abilities.
• Get pre-approved on a loan for the new home.
• Until most of your selling contingencies have been met, wait to put an offer on a new house. You don’t want to be left holding the bag, or in this case, the house.
• If you’re ready to accept an offer on your home, but haven’t found the right new home, negotiate a long escrow or a sale/lease back. This will give you more time to look for the new home. Otherwise, look for temporary housing. Read the story »

  10 Tips for Homeowner’s Insurance Costs Savings

  When buying a Tampa home, the lender will require you to obtain homeowner’s insurance. During the hurricane season in Florida, it is vital that you get this done as soon as you place a property under contract. There are times when a hurricane warning comes, that insurance companies halt any new applications. This means that you may be ready to close on a home, but temporarily can’t get approve on a Tampa home insurance policy. As a homebuyer, there are ways to lower your home insurace costs:

  1. Review the Comprehensive Loss Underwriting Exchange (CLUE) report on the property you’re interested in buying. CLUE reports detail the property’s claims history for the most recent five years, which insurers may use to deny coverage. Make the sale contingent on a home inspection to ensure that problems identified in the CLUE report have been repaired.

  Read the story »